{"id":10049,"date":"2026-01-19T09:27:40","date_gmt":"2026-01-19T00:27:40","guid":{"rendered":"https:\/\/bestnotes.co.kr\/?page_id=10049"},"modified":"2026-02-17T04:45:37","modified_gmt":"2026-02-16T19:45:37","slug":"calculator","status":"publish","type":"page","link":"https:\/\/bestnotes.co.kr\/en\/calculator\/","title":{"rendered":"Loan Interest Calculator"},"content":{"rendered":"\n<div class=\"calc-wrapper\">\n  <div class=\"calc-title\">\ub300\ucd9c \uc774\uc790 \uacc4\uc0b0\uae30<\/div>\n  \n  <!-- \uc0c1\ud658\ubc29\uc2dd -->\n  <div class=\"calc-row\">\n    <div class=\"calc-label\">\uc0c1\ud658\ubc29\uc2dd<\/div>\n    <div class=\"calc-input-area\">\n      <div class=\"radio-group\">\n        <div class=\"radio-option\">\n          <input type=\"radio\" name=\"repayment_type\" id=\"type_1\" value=\"equal_repayment\" checked>\n          <label for=\"type_1\">\uc6d0\ub9ac\uae08\uade0\ub4f1<\/label>\n        <\/div>\n        <div class=\"radio-option\">\n          <input type=\"radio\" name=\"repayment_type\" id=\"type_2\" value=\"equal_principal\">\n          <label for=\"type_2\">\uc6d0\uae08\uade0\ub4f1<\/label>\n        <\/div>\n        <div class=\"radio-option\">\n          <input type=\"radio\" name=\"repayment_type\" id=\"type_3\" value=\"maturity\">\n          <label for=\"type_3\">\uc6d0\uae08\ub9cc\uae30\uc77c\uc2dc<\/label>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- \ub300\ucd9c\uae08 -->\n  <div class=\"calc-row\">\n    <div class=\"calc-label\">\ub300\ucd9c\uae08<\/div>\n    <div class=\"calc-input-area\">\n      <div class=\"input-group\">\n        <input type=\"text\" id=\"loan_amt\" placeholder=\"0\" value=\"0\">\n        <span class=\"unit\">\uc6d0<\/span>\n      <\/div>\n      <div class=\"chip-group\">\n        <button type=\"button\" class=\"chip-btn\" data-action=\"addAmount\" data-value=\"1000000\">+100\ub9cc<\/button>\n        <button type=\"button\" class=\"chip-btn\" data-action=\"addAmount\" data-value=\"10000000\">+1\ucc9c\ub9cc<\/button>\n        <button type=\"button\" class=\"chip-btn\" data-action=\"addAmount\" data-value=\"50000000\">+5\ucc9c\ub9cc<\/button>\n        <button type=\"button\" class=\"chip-btn\" data-action=\"addAmount\" data-value=\"100000000\">+1\uc5b5<\/button>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- \ub300\ucd9c\uae08\ub9ac -->\n  <div class=\"calc-row\">\n    <div class=\"calc-label\">\ub300\ucd9c\uae08\ub9ac<\/div>\n    <div class=\"calc-input-area\">\n      <div class=\"input-group\">\n        <input type=\"number\" id=\"loan_rate\" placeholder=\"0.0\" step=\"0.1\" value=\"0.0\">\n        <span class=\"unit\">\uc5f0 %<\/span>\n      <\/div>\n      <div class=\"chip-group\">\n        <button type=\"button\" class=\"chip-btn\" data-action=\"setRate\" data-value=\"3\">3%<\/button>\n        <button type=\"button\" class=\"chip-btn\" data-action=\"setRate\" data-value=\"4\">4%<\/button>\n        <button type=\"button\" class=\"chip-btn\" data-action=\"setRate\" data-value=\"5\">5%<\/button>\n        <button type=\"button\" class=\"chip-btn\" data-action=\"setRate\" data-value=\"6\">6%<\/button>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- \ub300\ucd9c\uae30\uac04 -->\n  <div class=\"calc-row\">\n    <div class=\"calc-label\">\ub300\ucd9c\uae30\uac04<\/div>\n    <div class=\"calc-input-area\">\n      <div class=\"input-group\">\n        <input type=\"number\" id=\"loan_period\" placeholder=\"0\" value=\"0\">\n        <span class=\"unit\">\uac1c\uc6d4<\/span>\n      <\/div>\n      <div class=\"chip-group\">\n        <button type=\"button\" class=\"chip-btn\" data-action=\"setPeriod\" data-value=\"12\">1\ub144<\/button>\n        <button type=\"button\" class=\"chip-btn\" data-action=\"setPeriod\" data-value=\"24\">2\ub144<\/button>\n        <button type=\"button\" class=\"chip-btn\" data-action=\"setPeriod\" data-value=\"36\">3\ub144<\/button>\n        <button type=\"button\" class=\"chip-btn\" data-action=\"setPeriod\" data-value=\"60\">5\ub144<\/button>\n        <button type=\"button\" class=\"chip-btn\" data-action=\"setPeriod\" data-value=\"120\">10\ub144<\/button>\n        <button type=\"button\" class=\"chip-btn\" data-action=\"setPeriod\" data-value=\"360\">30\ub144<\/button>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- \uac70\uce58\uae30\uac04 -->\n  <div class=\"calc-row\" id=\"grace_period_row\">\n    <div class=\"calc-label\">\uac70\uce58\uae30\uac04<\/div>\n    <div class=\"calc-input-area\">\n      <div class=\"input-group\">\n        <input type=\"number\" id=\"grace_period\" placeholder=\"0\" value=\"0\">\n        <input type=\"text\" id=\"grace_period_fake\" value=\"\uc5c6\uc74c\" disabled style=\"display: none; text-align: right;\">\n        <span class=\"unit\">\uac1c\uc6d4<\/span>\n      <\/div>\n      <div class=\"chip-group\" id=\"grace_chip_group\">\n        <button type=\"button\" class=\"chip-btn\" data-action=\"setGrace\" data-value=\"0\">0\ub144<\/button>\n        <button type=\"button\" class=\"chip-btn\" data-action=\"setGrace\" data-value=\"12\">1\ub144<\/button>\n        <button type=\"button\" class=\"chip-btn\" data-action=\"setGrace\" data-value=\"24\">2\ub144<\/button>\n        <button type=\"button\" class=\"chip-btn\" data-action=\"setGrace\" data-value=\"36\">3\ub144<\/button>\n      <\/div>\n      <p class=\"helper-text important\">\u203b \uac70\uce58\uae30\uac04 \ub3d9\uc548 \uc774\uc790\ub9cc \ub0a9\ubd80\ud558\uace0, \uae30\uac04\uc774 \ub05d\ub098\uba74 \uc6d0\uae08+\uc774\uc790\ub97c \ub0a9\ubd80\ud569\ub2c8\ub2e4. (\uc6d0\ub9ac\uae08\/\uc6d0\uae08 \uade0\ub4f1\uc0c1\ud658\uc5d0\ub9cc \uc801\uc6a9)<\/p>\n    <\/div>\n  <\/div>\n\n  <!-- \ubc84\ud2bc \uc601\uc5ed -->\n  <div class=\"action-buttons\">\n    <button type=\"button\" class=\"btn-calc\" id=\"btn_calculate\">\uc774\uc790 \uacc4\uc0b0\ud558\uae30<\/button>\n    <button type=\"button\" class=\"btn-reset\" id=\"btn_reset\">\ucd08\uae30\ud654<\/button>\n  <\/div>\n\n  <!-- \uacb0\uacfc \uc601\uc5ed -->\n  <div id=\"result_area\" class=\"result-section\" style=\"display: none;\">\n    <div class=\"summary-cards\">\n      <div class=\"sum-card\">\n        <h4>\ub300\ucd9c\uc6d0\uae08<\/h4>\n        <div class=\"value\">\n          <span id=\"res_principal\">0<\/span>\uc6d0\n        <\/div>\n      <\/div>\n      <div class=\"sum-card accent\">\n        <h4>\ucd1d \uc774\uc790\uc561<\/h4>\n        <div class=\"value\" style=\"color: #3b82f6;\">\n          <span id=\"res_interest\">0<\/span>\uc6d0\n        <\/div>\n      <\/div>\n      <div class=\"sum-card\">\n        <h4>\ucd1d \uc0c1\ud658\uae08\uc561<\/h4>\n        <div class=\"value\">\n          <span id=\"res_total\">0<\/span>\uc6d0\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div style=\"font-size: 18px; font-weight: 700; margin-bottom: 15px;\">\uc6d4\ubcc4 \uc0c1\ud658 \uacc4\ud68d<\/div>\n    <div class=\"table-wrap\">\n      <table class=\"schedule-table\" id=\"schedule_table\">\n        <thead>\n          <tr>\n            <th>\ud68c\ucc28<\/th>\n            <th>\ub0a9\uc785\uc6d0\uae08<\/th>\n            <th>\ub300\ucd9c\uc774\uc790<\/th>\n            <th>\uc6d4\uc0c1\ud658\uae08<\/th>\n            <th>\uc794\uae08<\/th>\n          <\/tr>\n        <\/thead>\n        <tbody id=\"schedule_tbody\">\n        <\/tbody>\n      <\/table>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n\n<div class=\"loan-calculator-guide\">\n\n  <div class=\"loan-calculator-guide-title\">\ub300\ucd9c \uc774\uc790 \uacc4\uc0b0\uae30 \uc0ac\uc6a9 \ubc29\ubc95<\/div>\n  <p class=\"loan-calculator-desc\">\n    \ub300\ucd9c\uc5d0 \ub530\ub978 \uc774\uc790\ub97c \uc190\uc27d\uac8c \uc0b0\ucd9c\ud560 \uc218 \uc788\ub294 \ubb34\ub8cc \uacc4\uc0b0 \ub3c4\uad6c\uc785\ub2c8\ub2e4.<br>\n    \uc740\ud589\uc758 \uc2e4\uc81c \uc774\uc790 \uacc4\uc0b0\uc740 <strong>\uc77c \ub2e8\uc704 \uae30\uc900<\/strong>\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c0\ubbc0\ub85c,\n    \ubcf8 \uacc4\uc0b0\uae30\uc758 <strong>\uc6d4 \ub2e8\uc704 \uacc4\uc0b0 \uacb0\uacfc\uc640\ub294 \uc77c\ubd80 \ucc28\uc774\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong>\n  <\/p>\n\n  <ol class=\"loan-calculator-guide-list\">\n    <li>\n      \uc0c1\ud658 \ubc29\uc2dd\uc744 \uc120\ud0dd\ud55c \ub4a4 \ub300\ucd9c\uc6d0\uae08, \ub300\ucd9c\uae08\ub9ac, \ub300\ucd9c\uae30\uac04\uc744 \uc785\ub825\ud569\ub2c8\ub2e4.\n      \uc88c\uce21\uc5d0 \uc81c\uacf5\ub41c <strong>\ubbf8\ub9ac \uc124\uc815\ub41c \uac12<\/strong>\uc744 \uc120\ud0dd\ud574 \uac04\ud3b8\ud558\uac8c \uc785\ub825\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.\n    <\/li>\n    <li>\n      <strong>\u2018\uacc4\uc0b0\ud558\uae30\u2019<\/strong> \ubc84\ud2bc\uc744 \ud074\ub9ad\ud558\uba74 \uc608\uc0c1 \ucd1d \uc774\uc790\uc561\uacfc \ucd1d \uc0c1\ud658\uae08\uc561 \uc694\uc57d,\n      \uadf8\ub9ac\uace0 \ud68c\ucc28\ubcc4 \uc0c1\uc138 \uc0c1\ud658 \ub0b4\uc5ed\uc774 \ud568\uaed8 \ud45c\uc2dc\ub429\ub2c8\ub2e4.\n    <\/li>\n    <li>\n      \ub300\ucd9c \uc870\uac74(\uc6d0\uae08, \uae08\ub9ac, \uae30\uac04)\uc744 \ubcc0\uacbd\ud558\uc5ec \uc5ec\ub7ec \uc870\uac74\uc744 \ube44\uad50\ud558\uba70 \ub2e4\uc2dc \uacc4\uc0b0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n    <\/li>\n  <\/ol>\n\n  <div class=\"loan-calculator-guide-title\">\uc0c1\ud658 \ubc29\uc2dd<\/div>\n\n  <p class=\"loan-calculator-desc\">\n    <strong>\uc6d0\ub9ac\uae08\uade0\ub4f1\uc0c1\ud658 (Equal Principal and Interest Repayment)<\/strong>\n  <\/p>\n    <ul class=\"loan-calculator-guide-list\">\n      <li>\ub9e4\ub2ec \uc6d0\uae08\uacfc \uc774\uc790\ub97c \ud569\ud55c \uae08\uc561\uc744 \ub3d9\uc77c\ud558\uac8c \ub098\ub204\uc5b4 \ub9cc\uae30\uc77c\uae4c\uc9c0 \uc0c1\ud658\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4.<\/li>\n      <li>\uc6d4 \uc0c1\ud658\uc561\uc774 \uc77c\uc815\ud574 \uc790\uae08 \uacc4\ud68d\uc744 \uc138\uc6b0\uae30 \uc27d\uc2b5\ub2c8\ub2e4.<\/li>\n    <\/ul>\n\n  <p class=\"loan-calculator-desc\">\n    <strong>\uc6d0\uae08\uade0\ub4f1\ubd84\ud560\uc0c1\ud658 (Equal Principal Repayment)<\/strong>\n  <\/p>\n    <ul class=\"loan-calculator-guide-list\">\n      <li>\ub300\ucd9c \uc6d0\uae08\uc744 \ub9e4\ub2ec \ub3d9\uc77c\ud55c \uae08\uc561\uc73c\ub85c \ub098\ub204\uc5b4 \uac1a\uace0, \uc774\uc790\ub294 \ub0a8\uc740 \uc6d0\uae08\uc5d0 \ub530\ub77c \uacc4\uc0b0\ub429\ub2c8\ub2e4.<\/li>\n      <li>\ucd08\uae30\uc5d0\ub294 \uc0c1\ud658 \ubd80\ub2f4\uc774 \ud06c\uc9c0\ub9cc \uc2dc\uac04\uc774 \uc9c0\ub0a0\uc218\ub85d \uc6d4 \uc0c1\ud658\uc561\uc774 \uc810\ucc28 \uac10\uc18c\ud569\ub2c8\ub2e4.<\/li>\n    <\/ul>\n\n  <p class=\"loan-calculator-desc\">\n    <strong>\uc6d0\uae08\ub9cc\uae30\uc77c\uc2dc\uc0c1\ud658 (Bullet Repayment)<\/strong>\n  <\/p>\n    <ul class=\"loan-calculator-guide-list\">\n      <li>\ub300\ucd9c \uae30\uac04 \ub3d9\uc548\uc5d0\ub294 \uc774\uc790\ub9cc \ub0a9\ubd80\ud558\uace0, \uc6d0\uae08\uc740 \ub9cc\uae30\uc77c\uc5d0 \ud55c \ubc88\uc5d0 \uc0c1\ud658\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4.<\/li>\n      <li>\uc0c1\ud658 \uae30\uac04 \ub0b4\ub0b4 \uc6d0\uae08\uc774 \uc904\uc9c0 \uc54a\uc544 \uc774\uc790 \ubd80\ub2f4\uc774 \uacc4\uc18d \uc720\uc9c0\ub429\ub2c8\ub2e4.<\/li>\n    <\/ul>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\ub300\ucd9c \uc774\uc790 \uacc4\uc0b0\uae30 \uc0c1\ud658\ubc29\uc2dd \uc6d0\ub9ac\uae08\uade0\ub4f1 \uc6d0\uae08\uade0\ub4f1 \uc6d0\uae08\ub9cc\uae30\uc77c\uc2dc \ub300\ucd9c\uae08 \uc6d0 +100\ub9cc +1\ucc9c\ub9cc +5\ucc9c\ub9cc +1\uc5b5 \ub300\ucd9c\uae08\ub9ac \uc5f0 % 3% 4% 5% 6% \ub300\ucd9c\uae30\uac04 \uac1c\uc6d4 1\ub144 2\ub144 3\ub144 5\ub144 10\ub144 30\ub144 \uac70\uce58\uae30\uac04 \uac1c\uc6d4 0\ub144 1\ub144 2\ub144 3\ub144 \u203b \uac70\uce58\uae30\uac04 \ub3d9\uc548 \uc774\uc790\ub9cc \ub0a9\ubd80\ud558\uace0, \uae30\uac04\uc774 \ub05d\ub098\uba74 \uc6d0\uae08+\uc774\uc790\ub97c \ub0a9\ubd80\ud569\ub2c8\ub2e4. (\uc6d0\ub9ac\uae08\/\uc6d0\uae08 \uade0\ub4f1\uc0c1\ud658\uc5d0\ub9cc \uc801\uc6a9) \uc774\uc790 \uacc4\uc0b0\ud558\uae30 \ucd08\uae30\ud654 \ub300\ucd9c\uc6d0\uae08 0\uc6d0 \ucd1d \uc774\uc790\uc561 0\uc6d0 \ucd1d \uc0c1\ud658\uae08\uc561 0\uc6d0 \uc6d4\ubcc4 \uc0c1\ud658 \uacc4\ud68d &#8230; <\/p>\n<div class=\"read-more-container\"><a title=\"Loan Interest Calculator\" class=\"read-more\" href=\"https:\/\/bestnotes.co.kr\/en\/calculator\/\" aria-label=\"Read more about Loan Interest Calculator\">Read more<\/a><\/div>\n","protected":false},"author":8,"featured_media":10050,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-10049","page","type-page","status-publish","has-post-thumbnail"],"_links":{"self":[{"href":"https:\/\/bestnotes.co.kr\/en\/wp-json\/wp\/v2\/pages\/10049","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bestnotes.co.kr\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bestnotes.co.kr\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bestnotes.co.kr\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/bestnotes.co.kr\/en\/wp-json\/wp\/v2\/comments?post=10049"}],"version-history":[{"count":0,"href":"https:\/\/bestnotes.co.kr\/en\/wp-json\/wp\/v2\/pages\/10049\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bestnotes.co.kr\/en\/wp-json\/wp\/v2\/media\/10050"}],"wp:attachment":[{"href":"https:\/\/bestnotes.co.kr\/en\/wp-json\/wp\/v2\/media?parent=10049"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}