KB Capital Small Loan Credit Loan Interest Rate, Conditions, and Limit

KB Capital’s small credit loan is designed for Korean nationals aged 25 and older and is tailored to suit various financial situations.

Small Loan Credit Loan Interest Rate and Limit

Check Small Loan Interest Rates and Limits

The interest rate is applied differentially based on the credit score, ranging from a minimum of 3.8% to a maximum of 19.9%. The loan limit ranges from a minimum of 2 million KRW to a maximum of 20 million KRW, and the loan term can be selected between 12 months and 96 months. Interest is charged on a monthly basis, and there is no handling fee. The repayment method is equal principal and interest installments, where the same amount is repaid each month. Early repayment fees range from 0% to 2%, and the loan interest rate and delayed compensation interest are charged with an additional 3% of the loan interest rate, within the legal maximum interest rate.

Small Loan Credit Loan Application

Click Here to Apply for a Small Loan

Loan applications can be made online or through offline branches. Online applications can be submitted through the KB Capital website, while offline applications can be completed by visiting a nearby KB Capital branch. After filling out the loan application form, submit your ID and income verification documents for a credit review, and the loan amount will be disbursed.

Before signing the loan contract, you must carefully review the product brochure and terms and conditions. If the loan amount is excessive, it may lower your personal credit score, which could negatively impact your financial transactions. If you fall behind on payments for a certain period, you may be obligated to repay the full principal and interest. If your credit score is low or if there are overdue issues, the loan may be restricted. For loan-related inquiries, you can contact the KB Capital customer center at 1544-1200.

KB Capital’s small loan credit loan is useful when emergency funds are needed, and by setting a thorough repayment plan, you can minimize the repayment burden.